Your office refurbishment may raise a number of insurance related issues and, in many cases, should provide you with the impetus to review your own levels of existing cover as well as implement changes that relate specifically to the new arrangements and layout.
It may also call for close scrutiny of the policies of your professional advisors who, whatever their field, should be expected to be only too aware of their obligations in the prevailing litigation-conscious society.
Your office refurbishment partner should be able to discuss the main areas of cover that relate to their management of the construction stages. Among the most important policies are Public Liability and Professional Indemnity, which your office refurbishment partner should have in place and, most importantly, Joint Names All Risks insurance for the work itself.
Although it is important for you to satisfy yourself that these insurances are in place and are adequate, it would be wise to remember that effective risk management might be able to help reduce exposure to allegations of neglect, error or omission, but it may never eradicate the risk completely.
There is no substitute for choosing an office refurbishment partner with an obviously good record for exercising care and attention when it comes to health and safety issues and having an immaculate health and safety record.
Maris Interiors LLP is the UK’s leading specialist in workplace consultancy, workplace optimisation, office design, office refurbishment, office fit-out and office relocation. Maris design and create world class working environments for occupiers throughout the UK and continental Europe. The Maris team of experts has extensive and in-depth knowledge of how good office design and fit-out can substantially improve business performance, save vast amounts of money and help retain and attract key people.
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